In the United States it is a law that if you own and operate a car you must have Auto Insurance for that vehicle. There are many different types of Auto Insurance and each state has different standards as to what the minimal amount of Auto Insurance Coverage a motorist must carry. However within each state the Auto Insurance Coverage can go well beyond the minimum and in fact cover occupants, items, potential medical bills, etc.
Auto Insurance rates vary due to many factors some of which may include age of the drivers, primary location the vehicle will operate in, type of vehicle, and the primary use the vehicle will get. As with all Insurance it may be worth paying more for Auto Insurance from a Company that is reputable and will provide good customer service than from a company you know nothing about.
Researching your potential Auto Insurance is very important, get a variety of rate quotes and try to find out about their customer service record.